FAQs Archive - Page 5 of 8

Q: What’s the Difference Between a First-Party and Third-Party Accident Claim?

In Michigan, the first step is to file a claim with your own no-fault auto insurance after a car accident , bicycle accident, or motor vehicle-involved collision. This is called a first-party claim since you’re seeking benefits through your own policy. If the accident results in death, permanent disfigurement, or a serious impairment of body function, Michigan allows you to seek additional damages, including compensation for pain and suffering, from the other driver’s insurance. This is known as a third-party claim.

Q: What if My Bike Was Struck by a Hit-and-Run Driver?

The first thing you should do is notify police to ensure that an accident report is filed. If you can provide a description of the car and driver or can identify witnesses, that can be a big help. Due to Michigan’s no-fault insurance system, hit-and-run drivers don’t change the claims process significantly. The first step is to apply for PIP benefits through your own no-fault auto insurance or a resident relative’s. Uninsured/underinsured motorist coverage can also provide benefits in this situation. Finally, if the driver is later identified, you may be able to file a lawsuit against them for damages in excess of your insurance coverage. Contact an local attorney for advice about your case.

Q: Will I Need to Go to Court for My Motorcycle Accident Case?

The vast majority of personal injury cases settle out of court. The first step is to seek compensation through the other driver’s insurance or your own policy. If you aren’t able to reach a settlement, even after mediation, you may have to file a lawsuit. You may also need to go to court if your injuries exceed the limits of the policy. Unfortunately, you may not know the full cost of your medical care until your treatment is complete. Here are a few situations where your motorcycle accident attorney may take your case to court. Denials: If the insurance company denies your claim or makes a lowball offer, going to court may be the best option. Liability Disputes: Accident cases that go to court often involve disputes over liability. If the other party is blaming you for the accident, your attorney can present evidence in court. Multiple Parties: When multiple parties are involved, disputes over liability are more common. Insurance companies may sue to determine which company is responsible for paying. Severe Injuries: If you require long-term care due to your injuries, you may need to go to court to recover additional compensation than what’s being offered. Product Liability: If you believe that a faulty design or improperly made part caused your injuries, you may need to file a lawsuit to prove that the manufacturer is responsible.

Q: How Much Does It Cost to Hire a Motorcycle Accident Lawyer?

At Barrix Law Firm, we do not charge an upfront fee to take your case. Like other personal injury lawyers , we work on a contingency basis. This means that we only get paid if you recover compensation. Our legal fees will be deducted from any settlement or payment that you recover. We’ll provide an exact breakdown of our fees during your initial consultation based on the difficulty of your case.

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