The first thing you should do is notify police to ensure that an accident report is filed. If you can provide a description of the car and driver or can identify witnesses, that can be a big help. Due to Michigan’s no-fault insurance system, hit-and-run drivers don’t change the claims process significantly. The first step is to apply for PIP benefits through your own no-fault auto insurance or a resident relative’s. Uninsured/underinsured motorist coverage can also provide benefits in this situation. Finally, if the driver is later identified, you may be able to file a lawsuit against them for damages in excess of your insurance coverage. Contact an local attorney for advice about your case.
